| Can I get a mortgage? | ||
All clients deal with the owner of Mortgage Finders, Richard Butler who has been in the business since 1991. Richard will do everything possible to assist you, no matter how complex your case. If we can’t arrange your finance, no one can. Deposits – a few lenders allow 95% mortgages, but as a rule 90% is the maximum (as at Feb 2009). Here is a list of all the categories of business we can consider; s Agency staff s Agricultural restricted property s Arrears s Bankrupts s Buy to let s Buy to share s Capital raising s Cash back from seller s CCJ’s s Child maintenance s Debt consolidation s Defaults s Directors s Discounted sale to a relative or tenant s Deceased estate borrowing s Disability benefits accepted s DSS assistance s Equity release s Ex pats s Fixed term contract workers s Foreign nationals s Guarantors s HMO’s s Income stretches (if you can afford it!) s Key worker schemes s Large loan sizes s Let to buy s Maternity mortgages s New build s Older applicants s Overseas mortgages s Probationary workers s Property portfolios s Right To Buy s Second job s Second property (not buy to let) s Self Build s Self Cert (lesser income proof) s Self employed – we specialise s Shared ownership s Unusual properties |